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【单选题】
In which of the following situations would the existence or addition of an independent risk management department add value to a bank?A.
When there are multiple business units within a bank, all guided by specific risk objectives of their respective units.
B.
When there is a low cost to the bank of having incremental risk above the optimal level.
C.
When the risk management process is flexible and consistently succeeds in managing the bank's risk below the set acceptable threshold level.
D.
When the fixed costs of having a risk management department outweigh the benefits.
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