For this part, you are allowed 30 minutes to write a composition on the topic What Is in the Way of Paying Back the Loans. You should write at least 120 words and base your composition on the outline given below in Chinese: 1. 目前一部分学生是通过银行贷款完成学业的 2. 但是有少数学生毕业后没有按时还贷 3. 你认为有哪些原因,应该如何解决此类问题 What Is in the Way of Paying Back the Loans