a. She started as an investment agent at Merrill Lynch. b. Finally the writer was able to open her own firm. c. Fred Harrow was one of her regular customers. d. Fred was able to pay his medical bills with the money the writer repaid him. e. Fred managed to collect a lot of money for the writer's dream. f. Helen was one of her colleagues and a wonderful person. g. Her first job was cutting down trees. h. Helen made everybody smile with her happy personality. i. She made some bad investments and lost the money. j. She talked to Fred about her dream and her money problems. k. She was able to repay Fred and the other customers. l. The writer learned to take pride in what she did. m. The writer went to California when she was 22. n. Then she got a job in a restaurant.