![](https://cos-cdn.shuashuati.com/pipixue-web/2020-1231-2005-12/ti_inject-812ce.png)
The Collins' case impress that______.
A.
the clearance of the erroneous charges is not easy
B.
they could not apply a loan to build a vacation home
C.
they have to pay cash for almost everything
D.
it is embarrassed to clean up the damaged credit record