There are faults which age releases us from, and there are virtues which turn to vices with the lapse of years. The worst of these is thrift, which in early and middle life is wisdom and duty to practice for a provision against destitution. As time goes on this virtue is apt to turn into the ugliest, cruelest, shabbiest of the vices. Then the victim of it finds himself storing past all probable need of saying for himself or those next him, m the deprivation of the remoter kin of the race In the earlier time when gain was symbolized by gold or silver, the miser had a sensual joy in the touch of his riches, in hearing the coins clink in their fall through his fingers, and in gloating upon their increase sensible m the hand and eye. Then the miser had his place among the great figures of misdoing he was of a dramatic effect, like a murderer or a robber and something of this bad distinction clung to him even when his coins had changed to paper currency, the clean, white notes of the only English bank, or the greenbacks of our innumerable banks of issue but when the sense of riches had been transmuted to the balance in his favor at his banker's, or the bonds in his drawer at the safety-deposit vault, all splendor had gone out of his vice. His bad eminence was gone, but he clung to the lust of gain which had ranked him with the picturesque wrong-doers, and which only ruin from without could save him from, unless he gave his remnant of strength to saving himself from it. Most aging men are sensible of all this, but few have the frankness of that aging man who once said that he who died rich died disgraced, and died the other day in the comparative poverty of fifty millions. This short passage is mainly to tell that ______.