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【多选题】
关于年有效利率的说法，正确的有（ ）。A.
当每年利息周期数大于1时，名义利率大于年有效利率
B.
年有效利率比名义利率更能准确反映资金的时间价值
C.
名义利率一定，计息周期越短，年有效利率与名义利率差异越小
D.
名义利率为r，一年内计息m次，则计息周期利率为r/m
E.
当每年计息周期数等于1时，年有效利率等于名义利率
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