Directions: Listen to the passage and fill in the blanks. I was talking on the topic “Money and God” at the Applied Philosophy Institute in Sunnyvale, California. I was trying very hard to bring together the two 1 important subjects before the 2 when a businessman said to me that money is God. The man 3 explained that like God, money brings love and is 4 . Then an old man who seemed very 5 asked the author a question about the 6 between life and money in a very 7 way. He suggested that, as I agreed, life is more than just 8 and life should be made 9 . This is a conclusion people usually don’t think 10 about and express in such a way. This old man had the clear eyes of 11 , not those of a man lost in the money game. Perhaps, I thought 12 , he had put away a good sum for his 13 , and was living well off it. Yet, most older people that I knew were still 14 money even if they had enough. They had spent their youth 15 it; such lifetime habits cannot be easily 16 . 17 , all of my investments start with how I use my time. Some say, “Time is money.” I say, “Life is the time we have, so use the time 18 well. You may not have any time to 19 .” I may spend so much time working for life and health insurance payments, that I die earlier of 20 disease. Such is life.