Read the following introductory paragraph and decide the method it used. Life insurance may be defined as a plan under which large groups of individuals can equalize the burden of loss from death by distributing funds to the beneficiaries of those who die. From the individual standpoint life insurance is a means by which an estate may be created immediately for one’s heirs and dependents. It has achieved its greatest acceptance in Canada, the United States, Sweden, Australia, the United kingdom, New Zealand, the Netherlands, and Japan, in which countries as of 1968 the value of life insurance policies in force exceeded the national income.