Passage 2 Obtaining good health insurance while you are studying overseas is a real 1—— to protect you from high medical expenses. There are often two types of health 2——: international travel insurance and student insurance in the country where you will be going. An international travel insurance policy is usually purchased in your home country before you go abroad. You may have to pay all your medical expenses and then later submit your 3 ——to the insurance company. While the second type of health insurance might allow you to pay only a certain 4—— of the medical cost at the time of service, so you don't have to have sufficient cash to pay the 5—— at once.